Fraud is Moving Faster Than Risk Models

Fraud is rapidly reshaping auto finance, and the pace of change is accelerating. With AI enabling more sophisticated income misrepresentation, synthetic identities, and coordinated fraud activity, lenders are facing rising losses, increased operational complexity, and growing pressure to deliver fast, seamless borrower experiences without compromising risk controls.

The 2026 Fraud Intelligence Report from Informed.IQ provides a data-driven view into how leading lenders are navigating this shift. Based on insights from auto finance executives, the report examines how fraud evolved over the past year, where lenders are most exposed, and the strategies being prioritized to strengthen verification, reduce losses, and support scalable growth.

Explore the 2026 Fraud Intelligence Findings.