Recording: Fraud or Financial Distress: How to Differentiate Fraud from Credit Risk Early and the Cost of Misclassification

About the Webinar

PRESENTERS:

• Kathleen Maley,Vice President, Analytics & Commercialization, Fraud & Identity, Experian

• Seth Kressin, Sr. Data Science Manager, Experian

ABOUT THE WEBINAR:

First-party fraud and credit risk often look alike, but the underlying intent makes all the difference. Misclassifying fraud as credit risk can distort models, inflate reserves, and cost millions. This session explores how to differentiate fraud from financial distress early, leveraging behavioral signals and advanced analytics to protect portfolios without sacrificing customer experience.

THIS WEBINAR WILL COVER: 

• Why first-party fraud is rising and why traditional credit models fail to catch it 
• How first-payment default and behavioral signals expose fraud intent early 
• The cost of misclassification and its impact on reserves and compliance 
• Practical steps to integrate fraud and credit decisioning for better outcomes

TOP 3 BENEFITS TO ATTENDEES:

1. Learn how to distinguish fraud from genuine credit distress using advanced analytics
2. Gain actionable strategies to reduce first-party fraud losses across auto, unsecured, and card portfolios
3. Benchmark your institution’s fraud performance against industry peers

ABOUT OUR PRESENTERS:

Kathleen Maley

Vice President, Analytics & Commercialization, Experian

Kathleen Maley is a seasoned analytics leader with extensive expertise in fraud prevention, predictive modeling, and data-driven product innovation. As VP of Fraud Analytics & Commercialization at Experian, she leads the development and deployment of AI-powered models and advanced decisioning tools designed to detect and prevent fraud at scale across the full financial lifecycle. Prior to joining Experian, Kathleen held leadership roles in consumer analytics and pricing at major financial institutions including Bank of America, where she built high-performing analytics teams and embedded ROI-focused analytical frameworks across business lines. Kathleen is a Research Fellow and member of the Analytics Expert Network at the International Institute for Analytics, an adjunct faculty member at the University of California San Diego.

Seth Kressin 

Sr. Data Science Manager, Experian 

Seth Kressin is a Data Science Expert with over 15 years of experience in custom analytics, including 9 years at Experian Fraud Analytics. His expertise centers on developing custom fraud models for first-party, third-party, and Synthetic ID fraud, leading the development of Experian Synthetic ID solutions, and managing Experian's generic first- and third-party fraud models. Seth studied Statistics at Columbia University and currently lives in San Diego, CA.

**CBA Webinars are free for all CBA members. Please login to register. If you have any questions or need assistance with registration please reach out to Isabella Brennan (ibrennan@consumerbankers.com).