Recording: FICO® Score Credit Insights: Trends and Intelligence for the Credit Economy (Spring 2026)

About the Webinar

PRESENTER:

• Tommy Lee, Sr. Director, Scores and Predictive Analytics, FICO

ABOUT THE WEBINAR:

FICO invites you to a landmark webinar unveiling insights from our latest FICO® Score Credit Insights report—the premier source for strategic intelligence on U.S. consumer credit trends. Backed by FICO’s proprietary analytics and a nationally representative consumer survey, the FICO Score Credit Insights report delivers an in-depth credit score distribution overview, behavioral drivers, and emerging risks across mortgage, auto, bankcard, and personal loan markets.

With 90% of top U.S. lenders leveraging FICO® Scores, our webinar offers unparalleled clarity into forces shaping credit health and lending decisions. Recent insights reveal the average FICO Score declining to 714, while deeper analysis uncovers complex distribution patterns.

THIS WEBINAR WILL COVER:

• FICO® Score distribution shifts and what they signal about consumer financial health
• Behavioral and economic drivers behind delinquency changes and Gen Z volatility
• The evolving payment hierarchy and portfolio risk implications
• How inclusive, data-driven strategies support responsible growth

TOP 3 BENEFITS TO ATTENDEES:

1. Access late breaking and exclusive insights from FICO® Score, the most trusted name in credit scoring.
2. Apply predictive intelligence to strengthen and refine lending strategies.
3. Maximize FICO’s insights to sharpen risk mitigation—helping you prioritize, forecast, and execute with greater clarity and confidence.

ABOUT OUR PRESENTER:

Tommy Lee 
 Sr. Director, Scores and Predictive Analytics, FICO

Tommy Lee is a Senior Director and has been with FICO since 2003. In his current role in the Analytics and Scores Development team, Mr. Lee is an analytic reviewer for FICO® Score model developments in the U.S. and internationally. Tommy’s recent accomplishments include playing an integral part in the research, design, and development of FICO® Score 10 & FICO Resilience Index. Mr. Lee holds a B.S. in Business Administration and a B.A. in Statistics from the University of California, Berkeley.

CBA Webinars are free for all CBA members. Please login to register. If you have any questions or need assistance with registration please reach out to Isabella Brennan (ibrennan@consumerbankers.com).