Beyond Traditional Data: What Lenders Need to Know About Alternative Credit Data in 2026

About the Webinar

PRESENTER:

• Kevin King, Vice President of Credit Risk Strategy, LexisNexis Risk Solutions 

ABOUT THE WEBINAR:

Traditional credit data is losing its edge. Regulatory shifts, the rise of non-reported financial products, and changes in credit reporting are stripping lenders of the visibility they've relied on for decades. The result: more creditworthy applicants getting declined, more risky ones getting approved, and more strong customers getting sub-optimal offers.

Join Kevin King, Vice President, Credit Risk at LexisNexis® Risk Solutions, as he unpacks the forces reshaping the credit data landscape and how alternative credit data is restoring the signal lenders are losing. Drawing on industry research and real-world proof points, Kevin will break down the critical use cases — from smarter acquisition and higher approval rates to early-stage risk detection — and show how leading institutions are growing portfolios without growing losses.

If you're navigating thin-file challenges, prescreen pressure, or rising origination risk, this session is for you.

THIS WEBINAR WILL COVER: 

• Why traditional credit data is weakening — and where the visibility gaps are widening in 2026
• The emerging risk trends bureau data can't see — BNPL stress, student loan default exposure, and first-party fraud
• How alternative credit data delivers a competitive edge — with real proof points on approval lift, risk detection, and portfolio performance

TOP 3 BENEFITS TO ATTENDEES:

1. Understand the shift in traditional credit data — and what it means for your acquisition strategy, credit decisioning, and portfolio risk management in 2026
2. Walk away with actionable use cases — learn how leading lenders are applying alternative credit data to help approve more applicants safely, reduce early-stage losses, and expand into underserved segments
3. Benchmark your strategy — learn where the industry is headed, what your peers are adopting, and how to evaluate alternative data solutions with confidence
    

ABOUT OUR PRESENTER:

Kevin King

Vice President of Credit Risk Strategy, LexisNexis Risk Solutions

Kevin King, Vice President of Credit Risk and Marketing Strategy, has nearly 20 years’ experience in alternative credit data and risk analytics, having served in a variety of strategic and leadership roles at LexisNexis® Risk Solutions, and formerly ID Analytics®. Kevin’s focus is overseeing credit decisioning, business risk management, data-driven marketing and servicing & recovery strategy in the financial services and telecommunications sectors. He is passionate about helping businesses achieve a complete view of consumer and small business credit worthiness, enabling wider financial inclusion and refining lending decisions across every consumer segment. A driving force for credit thought leadership, he has authored numerous whitepapers on a range of topics spanning credit and identity risk and routinely speaks on these topics at industry events. King holds a B.A. from the University of Colorado. 

**CBA Webinars are free for all CBA members. Please login to register. If you have any questions or need assistance with registration please reach out to Isabella Brennan (ibrennan@consumerbankers.com).