Recording: How Leading Institutions Stay Ahead with Continuous Cash Flow Intelligence

About the Webinar

PRESENTERS:

• Kevin Moss, Former Chief Risk Officer of SoFi and former Executive Vice President and Chief Risk Officer, Wells Fargo Consumer Lending Group

• Jill Sheckman,  Executive Vice President of Credit Strategy and Portfolio Management at Varo Bank, and former Global Chief Credit Risk Officer at PayPal, and Chief Credit Officer at American Express

• Jason Rosen, Founder & CEO of Prism Data

ABOUT THE WEBINAR:

Understanding customer financial health is more complex—and more critical—than ever. With rising costs and the proliferation of new financial products and behaviors like BNPL, EWA, online gambling, and gig income, what looks stable on a credit report may no longer reflect a customer’s true financial position.

Cash flow intelligence has emerged as a powerful complement to bureau data, providing a real-time view of a customer’s ability to pay. 

While many institutions have embraced cash flow data at origination, most still rely on periodic reviews, heuristics, and lagging indicators after account opening. 

Forward-looking institutions are moving beyond static decisioning to continuous cash flow monitoring. From credit origination and account management to fraud management and deposit risk management, cash flow data is unlocking new opportunities. 

Join Kevin Moss, former CRO of SoFi and Wells Fargo, and Jill Sheckman, EVP of Credit Strategy and Portfolio Management at Varo Bank, and former Global Chief Credit Risk Officer at PayPal, and Chief Credit Officer at American Express, along with Jason Rosen, Founder & CEO of Prism Data, to learn how leading institutions are using cash flow monitoring to detect risk earlier, manage exposure, and unlock new growth.

THIS WEBINAR WILL COVER: 

• The combined power of cash flow + bureau data
• Moving from static to continuous cash flow monitoring
• How leading institutions are operationalizing cash flow intelligence 

TOP 3 BENEFITS TO ATTENDEES:

1. Hear from Kevin Moss, Jill Sheckman, and Jason Rosen on how leading institutions are using cash flow data to improve decisioning at origination and across the customer lifecycle.
2. Discover how to use continuous cash flow monitoring to detect risk earlier, manage exposure in real time, and apply insights across credit, fraud, and deposit use cases.
3. Leave with ideas to turn transaction data into action using machine learning and modern infrastructure—while preparing for the future of lower-friction, tokenized data access.
    

ABOUT OUR PRESENTERS:

Jill Sheckman

Executive Vice President of Credit Strategy and Portfolio Management, Varo Bank

Jill Sheckman is the Executive Vice President of Credit Strategy and Portfolio Management at Varo Bank, a technology-driven neobank. She brings over two decades of global leadership experience in consumer and commercial credit risk management. She previously served as Chief Credit Officer at both PayPal and American Express, where she oversaw credit risk strategy, underwriting, and portfolio management at scale.

Kevin Moss 

Former Chief Risk Officer of SoFi and former Executive Vice President and Chief Risk Officer, Wells Fargo Consumer Lending Group

Kevin Moss is an industry practitioner, board member and advisor in credit, fraud, and banking.  Kevin was SoFi's first Chief Risk Officer and was previously Executive Vice President and Chief Risk Officer responsible for managing Credit, Compliance, and Operating Risk for the Wells Fargo Consumer Lending Group, before he retired in April 2015.  Prior to being appointed Chief Risk Officer, he was the business manager for the National Home Equity Group. Kevin was also Chief Credit Officer for the Home and Consumer Finance Group, in addition to leading the Consumer Risk Management team, helping Wells Fargo manage the credit and fraud risk in the organization’s Card Services and Deposit/Debit businesses. 

He has a Bachelor’s degree in Applied Statistics from George Washington University and a Master of Science from NYU Graduate School of Business in Quantitative Analysis.  

Jason Rosen

Founder & CEO, Prism Data 

Jason Rosen is founder and CEO of Prism Data, a cash flow underwriting infrastructure and analytics platform. Prior to founding Prism, Jason was co-founder and CEO of Petal, a fintech credit card company. Jason served on the Consumer Advisory Board of the Consumer Financial Protection Bureau, sat on the Small Business Regulatory Enforcement Fairness Act panel for the Open Banking rulemaking, and is a member of the OCC's Project REACh. Jason previously practiced law at Sullivan & Cromwell and Gunderson Dettmer, where he represented financial institutions, technology companies and venture capitalists. Jason holds a JD from Harvard Law School.

**CBA Webinars are free for all CBA members. Please login to register. If you have any questions or need assistance with registration please reach out to Isabella Brennan (ibrennan@consumerbankers.com).