Recording: What financial institutions can do to drive their non-QM business while adapting to the rapidly evolving regulatory landscape
1:00 PM
About the Webinar
PRESENTER:
- Joe Zeibert, Vice President, FICO® Score
ABOUT THE WEBINAR:
The mortgage industry has seen extraordinary shifts over the last few quarters and more change is in the wind with the FHFA’s approval of FICO® Score 10T. From originations to portfolio management, significant opportunity exists. Learn more about what the FHFA rollout timeline means for your planning; how new analytics can safely grow your business; who is, and isn’t, affected by the coming changes, and what types of loans are impacted. This webinar will feature a presentation followed by open Q&A with a renowned industry expert to directly answer questions and dive deeply into these topics and more.
THIS WEBINAR WILL COVER:
- Reveal opportunities for efficient credit risk evaluation as the industry prepares for upcoming FHFA conforming product requirements.
- Showcase how FICO® Score 10T’s predictive lift addresses persistent challenges and leads to more valuable loans, including investors who are enabled to better gauge portfolio performance and securitized asset value.
- Outline how minimum scoring criteria, user experience, proven reason code logic and standards allow lenders to remain competitive and expand mortgage access quickly and safely to more consumers.
TOP 3 BENEFITS TO ATTENDEES:
- Learn how to innovate with limited disruption.
- Unique FICO® Score 10T insights around jumbo mortgages, HELOCs and other non-conforming products help the mortgage industry understand how the most predictive credit score drives immediate business growth.
- Highlight how efficient credit risk evaluation assists the industry prepare for upcoming FHFA conforming product requirements.
ABOUT OUR PRESENTER:
Joe Zeibert
Vice President, FICO Scores
FICO® Score
Joe Zeibert is a vice president in FICO's Scores division. He has worked in the financial services and software industries for 15+ years, gaining experience at Bank of America and Ally Financial after starting his career at a boutique consulting and software firm.
Prior to joining FICO, Joe was the GM/VP of a division of a FinTech helping grow the customer base by over 100%. Before making the jump out of the banking side he was recruited to Ally Financial to help launch their brand-new Mortgage line of business and helped build it from the ground up. After the successful launch, Joe became the Senior Director of Product, Pricing, Credit & Analytics, where he managed four departments with over 40 employees. Joe was recruited to Ally from his role at Bank of America, where he ran home equity pricing, and helped bring Bank of America from the 5th largest lender in that space to the 1st largest. Prior to running HE pricing, Joe managed capital for the then $650+ Billion Dollar consumer balance sheet.
As a seasoned financial services executive, he is passionate about driving the industry forward though innovation and most specially through the use of productized analytics, delivering best in class AI/ML solutions to the world’s best financial institutions.
**CBA Webinars are free for all CBA members. Please login to register. If you have any questions or need assistance with registration please reach out to Isabella Brennan (ibrennan@consumerbankers.com).