Risk Committee

CBA’s Risk Committee focuses on best practices for risk management at CBA member banks, the identification of legislative and regulatory issues, and implementation of the heightened standards. The Committee addresses issues and challenges facing retail banks in the management of risk, customer satisfaction, and compliance and building out the first and second lines of defense as top priorities. Members address risk management practices and changes in regulatory expectations, and operational considerations in implementing heightened standards. Comprised of banking leaders in first and second lines of defense, the group shares resources and best practices to help industry peers deploy change and adapt their people, processes and technology in support of the risk management activities.

Committee Goals

The Committee's goals are to:

  1. Establish best practices around building out and managing the first and second lines of defense;
  2. Recommend effective ways to manage risk and its framework; 
  3. Understand and communicate the risk culture; and 
  4. Educate regulators and members of Congress.

Members

Lachelle Thigpen

Chair

EVP | Consumer & Business Banking Segment Risk Officer Sr.

Huntington Bank

Columbus, OH

Kelley Attig
EVP | First Line Risk Officer
M&T Bank

Eric Bonnell
SVP, Director of Enterprise Risk Management
First Financial Bankshares

Eric Bulygo
Senior Vice President | Senior Risk Director | Consumer and Business Banking
U.S. Bank

Krystal Cobb
SVP, Consumer and Small Business Banking Control
Wells Fargo

Greg Cohen
Head of Enterprise Risk Management
Sallie Mae

Jim Costa
Executive Vice President, Chief Risk Officer
Banner Bank

Troy Damboise
EVP, Chief Operational Risk Officer
Liberty Bank

Travis Dreibelbis
Senior Vice President, BSA/OFAC Officer
Woodforest National Bank

Karen Eberhardt
Vice President - Chief Risk Officer
Ameriprise Bank, FSB

Heather Estes
Senior Vice President, Director, Enterprise Risk Management
Old National Bank

Erin Felix
Senior Vice President | Retail COO: Operational Risk Management
PNC Bank

Rosemary Gaidos
Executive Vice President, Head of Consumer Banking Risk
Citizens Bank

Drew Gellin
Senior Vice President – Head of Operational Risk
Valley National Bank

Leo Gurevich
Senior Vice President, Deputy Chief Risk Officer
Five Star Bank

Rebecca Harrison
FLOD Risk Manager II
Atlantic Union Bank

Veralyn Hensley
Director of Enterprise & Operational Risk Management
Mechanics Bank

James Johnson
SVP, Retail Risk & Operations Director
Comerica Bank

Harsha Kapur
EVP - Risk, Controls and Compliance
KeyBank

Kelly King
Managing Director | US Personal Banking Head of Controls
Citi

John Klimowich
Executive Vice President - Chief Risk Officer
Columbia Bank

Arindam Majumdar
Managing Director-Enterprise Risk Analytics
Bank OZK

Scott Miller
SVP, Retail & Preferred Consumer Risk Lending, FINCEN, CC & Community Banking Risk Executive
Bank of America

Lester Monteiro
Executive Vice President
TD Bank

Jessica Moresco
Director, Risk Management
S&T Bank

Dawn Mugford
Senior Vice President and Chief Risk Officer
Rockland Trust Company

Elizabeth Murphy
SVP, Senior Risk Officer
EverBank

Jared Natho
Head of Business Controls
SoFi Bank

Steve O'Neill
Vice President, Risk Management
Capital One

Kwabena Poku
Head of Financial Risk, Operational Risk/ERM and Chief Model Risk Officer, Vice President
Discover

Brad Rago
SVP Compliance Leader
Synchrony

John Rainwater
Consumer Policy and Quality Control Manager
First Horizon

Nicole Reynolds
SVP, Director
Zions Bancorp

Marguerite Robinson
EVP, Business Unit Chief Risk Officer - Consumer & Small Business Banking
Truist

Thom Rooney
Director Risk & Compliance Deposits, Payments, and Branch
BMO

Emily Ross
Senior Director, Risk & Controls and Business Control Officer
Santander Bank

Jerilyn Sellheim
Head of Second Line Risk Management
Jenius Bank

Scott Senter
Executive Vice President
Frost Bank

Kevin Speaker
Director of Risk Management, SVP
United Bank

Suzanne Stautberg
SVP | Director, Consumer Bank Business Controls
Fifth Third Bank

Ben Stewart
Executive Vice President, Head of Consumer Risk Services
Regions Bank

Kristin Sztaba
Senior Vice President, Enterprise Risk Officer
Berkshire Bank

Julie Tarvin
EVP Enterprise Risk Management
International Bank of Commerce

Adam Topkis
Executive Vice President & Chief Controls Officer
City National Bank

Nick Webster
Managing Director, Credit Card and Lending Innovation Risk
JPMorgan Chase

Jeremy Wishall
Vice President, Enterprise Risk Management
American Express