Fair and Responsible Banking Committee

CBA’s Fair and Responsible Banking Committee supports fair and responsible banking principles, opposes discrimination in the provision of financial services, and works to ensure that consumer protection laws are strong, effective and manageable for compliance operations.

Committee Goals

The Committee's goals are to:

  1. Work to inform federal policy and priorities by evaluating regulatory and legislative initiatives; and enhance relationships with regulators and policy makers to influence rulemaking. Drive cultural change, influence external partners and provide leadership opportunities to members;
  2. Share monitoring techniques and best practices related to fair banking across the product lifecycle, including engaging in benchmarking and other commissioned studies; and
  3. Monitor emerging issues in risk management and share best practices in fair banking. Promote education and the exchange of information in order to help raise the overall stature of Fair Banking functions and assist with succession planning within CBA member banks.


Nicholas Roesler


Senior Vice President, Fair and Responsible Banking Officer, Senior Compliance Director

U.S. Bancorp

Minneapolis, MN

Lindsay Yousif

Vice Chair

Executive Director, Compliance

Ally Bank

Detroit, MI

Matthew Amling
Compliance Manager, Senior
United Bank

Darrylee Arms
Chief Compliance Officer
Independent Bank

Erin Boggan
Senior Vice President CRA & Fair Lending
Berkshire Bank

Michael Bond
SVP, Fair and Responsible Banking
Jenius Bank

Stephanie Broder
Compliance Officer

Eric Brooks
Enterprise Fair Lending Compliance Officer
Wells Fargo and Company, Inc.

Conchata Brown
Director of BSA/AML/OFAC Compliance
First Horizon National Corporation

Michael Burow
Chief Compliance Officer
Associated Bank

Roxana Busby
SVP / Fair & Responsible Banking Officer
Woodforest National Bank

Diane Callan
Head of US Compliance-Fair & Responsible Banking,CRA Program and Compliance Regulatory Change Office
TD Bank

Eryn Carleton
VP, Fair Banking Compliance Manager
Zions Bancorp

Christa Carter
Senior Vice President, Fair & Responsible Banking
New York Community Bank

Courtney Coleman
AVP Compliance & Regulatory Manager
WesBanco Bank, Inc.

Jennifer Cooper
VP, Senior Director Consumer and Business Practices Compliance
Fifth Third Bancorp

Matt Darragh
Director, Fair and Responsible Banking

Andrew De Angelo
VP, Regulatory Risk and Fair & Responsible Banking Officer
Sallie Mae

Brianne DiBiase
Vice President, Fair and Responsible Banking Officer
Rockland Trust Company

Stacey Djou
Chief Compliance Officer
Bank of Hawaii

Britt Faircloth
Senior Director, Office of Fair and Responsible Banking
Citizens Financial Group

Niki Forward Conner
VP, Manager HMDA & Fair Lending Compliance

Brianne Fosse
Compliance Statistical Analyst
Banner Bank

Holly Foster
Director/ Mortgage & Consumer Lending Compliance
First Financial Bank

Mona Ghambaryan
SVP, Fair and Responsible Banking
City National Bank

Caleb Gnage
Vice President, Fair and Responsible Banking Manager
Northwest Bank

Rosanna Green
Banking, Investments, Insurance
Frost Bank

Nicholas Harris
Vice President, Fair Banking Officer
Liberty Bank

Jennifer Heaton

Truist Financial Services

Stephen Hicks
Senior Vice President; EAC Compliance and Operational Risk Executive
Bank of America

Donna House
Senior Vice President, Enterprise Compliance Director of Fair and Responsible Banking
Huntington Bancshares Incorporated

Julie Jehrio
Director, Responsible Banking
M&T Bank Corporation

Jen Jenkins
Director of Compliance
Arvest Bank

Desni Kelley
Director, Compliance Risk Management
USAA Federal Savings Bank

James Lochbihler
Senior Vice President, Director of Fair and Responsible Banking
S&T Bank

Dan Matthews
Director of Fair and Responsible Banking
Synovus Financial Corporation

Brian Meagher
SVP, Deputy Chief Compliance Officer, Auto Division
Mechanics Bank

Mary Miras
Chief Fair Lending Officer
The Goldman Sachs Group

Michael Mui
Senior Vice President, Fair Banking Director
Valley National Bank

Justin Murley

MidFirst Bank

Patricia Phillips
Vice President, Fair and Responsible Banking Officer
Columbia Bank

Melissa Piatkowski
Senior Compliance Officer, FVP
Five Star Bank

Stephen Ruggiero
VP – Fair and Responsible Banking Officer, Compliance Analyst
Eastern Bank

Mark Schultz
Vice President, Operational & Compliance Risk Management, Fair & Responsible Banking
Capital One Financial Corporation

Gary Smith
Director of Compliance - Fair Lending
Bank OZK

Melissa Smith
Head of Fair Lending & Responsible Banking
SoFi Bank

Ronald Spann
Managing Director
Citigroup Inc.

Christopher Stelma
CRCM, Vice President, Fair Lending Officer
First Commonwealth Bank

James Timme
Director, Fair Banking Compliance
Discover Financial Services

Cesar Valdez
Credit Manager, Senior Vice President
International Bank of Commerce

Jennifer Vandeveer
Fair and Responsible Banking Officer
Atlantic Union Bank

Richard Wang
Vice President – Fair Lending & Consumer Practices
American Express

Gary Washington
Senior Vice President, Fair Banking Director
PNC Financial Group, Inc.

Cecil Williams
Enterprise Customer Protection & Privacy Compliance
Regions Financial Corporation

Jill Wurzburg
SVP, FARB Compliance Executive