Deposits and Payments Committee

The mission of CBA’s Deposits and Payments Committee is to focus on education, legislative and regulatory issues and information sharing for consumer deposits and related payments systems within banks. This Committee is committed to taking a leadership role in providing members with an appropriate open forum to discuss best practices, emerging trends, offer networking opportunities and provide advocacy in the federal legislative and regulatory environment.

Committee Goals

The Committee's goals are to:

  1. To provide guidance to the industry for navigating the uncertainty of the new regulatory and legislative environment and to shape the future of regulation and reform;
  2. Proactively work to improve the industry’s reputation; and
  3. Promote product innovation to ensure consumer choice.


Ben Mendelsohn


Senior Vice President, Director of Retail Product Management

Fifth Third Bancorp

Cincinnati, OH

Matthew Clements

Vice Chair

Senior Vice President

Columbia Bank

Fair Lawn, NJ

Akshay Almelkar
Vice President, Business Lead for Checking & Savings
SoFi Bank

Jon Ambler
Head of Deposits
Truist Financial Services

Angela Arnold
Senior Director, Operations Officer, Retail Banking
Sallie Mae

Philip Barbagallo
Executive Vice President, Director Consumer Products
M&T Bank Corporation

Michael Beaupre
Senior Vice President, Director of Consumer Products
Associated Bank

Justin Black
Executive Vice President, Chief Experience Officer
Valley National Bank

Cate Boezi
Consumer Deposits Product Manager
Synovus Financial Corporation

Yvette Bouchard
Vice President, Senior Product Manager

Daniel Brown
Executive Vice President, Director, Consumer Product Management

Melissa Burba
Senior Vice President, Sr. Product Group Manager
First Commonwealth Bank

Raquel Cardenas
Executive Vice President, Consumer Banking
Frost Bank

Lindsay Carper
Deposit Pricing Manager
City National Bank

Derek Caswell
Executive Vice President, Marketing & Products
MidFirst Bank

David Drago
Managing Director - Consumer Baning, Deposit Product Management
JPMorgan Chase

Brian Dunn
Executive Vice President
Flagstar Bank

Louise Eisenach

Capital One Financial Corporation

Jill Enabnit
Senior Vice President, Head of Deposit Strategy & Product Support
U.S. Bancorp

Antonia Franzinger
Senior Vice President, Director of Consumer Products
S&T Bank

Robin Growley
Senior Vice President
Bank of America

Laurie Hannigan
Senior Vice President
Eastern Bank

William Hippensteel
Director of Product Development
Commerce Bancshares, Inc.

Gabriela Holloway
Senior Vice President
International Bank of Commerce

Peter Illian
Senior Vice President, Deposit Products
Discover Financial Services

Peter Kelley
Senior Vice President, Head of Product and Profitability
Liberty Bank

Ali Maher
Executive Vice President, Consumer Deposit Products and Payments
Regions Financial Corporation

Patricia McInerney
Head of Deposits, US Retail Bank
Citigroup Inc.

Brad Melton
Director of Deposit Product Management
Atlantic Union Bank

Courtney Mitchell
Head of Deposit Growth
TD Bank

Steven Nolt
Senior Vice President, Director, Consumer & Business Banking Deposits
Santander Bank, N.A.

Allison O'Neil
Internal Audit Director
Woodforest National Bank

Vikram Parekh
General Manager of US Deposits
The Goldman Sachs Group

Chris Powell
Executive Vice President
Citizens Financial Group

Dotti Price
Senior Vice President, Director Banking Product Management
Banner Bank

Andrew Quintana
Head of Deposits
Jenius Bank

Mark Rhoades
Consumer Deposits & Fee Director
Huntington Bancshares Incorporated

Michelle Sato
Senior Vice President, Retail Deposits and Segments
Bank of Hawaii

Brian Schuster
Product Manager
Old National Bancorp

Brian Schuster
Vice President, Director Of Deposit Products
Old National Bancorp

Vanessa Silva
Director of Operations
Mechanics Bank

Carey Simpson
Senior Director of Product, Service and Associate Development
Arvest Bank

Becky Spinnato
Senior Vice President
First Horizon National Corporation

Matthew Strout
Vice President, Strategic Planning Manager, Business Banking
Zions Bancorp

Brian Sullivan
Senior Vice President, Retail Branch Banking
Berkshire Bank

Claudia Tabacinic
Senior Vice President, Deposit Product Management

Corey Timlin
Head of Consumer Deposits
American Express

Terry Townsend
Senior Compliance Director, Deposits
Ally Bank

Phil Tracz
Head of Deposits
Northwest Bank

Donald Walden
Senior Vice President, Operations Group Manager, Sr.
PNC Financial Group, Inc.

Michael Wesley
Head of Deposit Product Management
USAA Federal Savings Bank

John Woolley
Deposit Pricing Manager
Hancock Whitney Bank