Small Business Lending

Small business lending is a top priority for CBA’s member banks. CBA strongly believes small businesses are the lifeblood of the U.S. economy and we remain committed to improving the small business lending environment and process through pro-business legislation and regulation. Collectively, CBA’s member banks have over $200 billion in small business loans on their books, and remain committed to exploring innovative ways to address the needs of lenders and borrowers alike.
  • November 10, 2015
    Washington, D.C. (November 10, 2015) – In honor of the service and sacrifice our nation’s active duty service members, veterans and their families, the retail banking industry has committed to a number of programs to help them as they continue their missions or transition to civilian life. These programs include job training and hiring, small business funding, affordable housing, and financial...
  • November 6, 2015
    Small businesses have always had a harder time securing financing than their larger brethren, but these challenges have grown even worse in recent years.As economic conditions have improved, fledgling firms have been seeking additional capital to invest and expand. While demand for credit from this sector is growing, many banks are reluctant to provide them the financing they need. Regulations...
  • October 9, 2015
    Clinton Lays Out Financial Reform Plan Ahead of the first Democratic Presidential Debate, this Tuesday, October 13, 2015, presidential candidate Secretary Hillary Clinton released a financial regulatory reform plan entitled: "Wall Street Should Work for Main Street." With her regulatory plan, Secretary Clinton aims to defend Dodd-Frank and reduce dangerous risks in the financial system, hold both...
  • October 5, 2015
    Regions Bank is partnering with the enemy. The Birmingham Ala.-based bank announced today it is working with online lender Fundation Group to serve small businesses — what Regions says is one of the first partnerships between a large financial institution and a player in the alternative lending space. [Birmingham-based Regions Financial is partnering with online lender Fundation Group.] Enlarge...
  • October 1, 2015
    Federal Reserve Governor Lael Brainard joined Janet Yellen at the Community Banking Research and Policy Conference with a speech on community bank lending to small businesses and the rise of online nonbank alternatives. “I remain confident that community bankers will continue to play a vital role in the small business lending landscape as the respective business models of online platforms and...
  • September 30, 2015
    September 30, 2015 Marketplace Lending RFI U.S. Department of the Treasury 1500 Pennsylvania Ave NW., Room 1325 Washington, DC 20220 Dear Sir or Madam, The American Bankers Association (ABA)1 and the Consumer Bankers Association (CBA)2 (together, the “Associations”) are pleased to provide the following comments to the United States Department of the Treasury (Treasury) in response to its request...
  • September 23, 2015
    On September 21, 2015, petitioners ACA International, Sirius XM Radio, Inc., Professional Association for Customer Engagement, Inc., salesforce.com inc. and ExactTarget, Inc., Chamber of Commerce of the United States of America, Consumer Bankers Association, Vibes Media, LLC, Rite Aid Hdqtrs. Corp., and Portfolio Recovery Associates (collectively “Petitioners”) filed an unopposed joint motion for...
  • September 10, 2015
    September 10, 2015 The Honorable Jeanne Shaheen The Honorable Johnny Isakson 520 Hart Senate Office Building 131 Russell Senate Office Building Washington, D.C., 20510 Washington, D.C., 20510 Dear Senator Shaheen and Senator Isakson: The Consumer Bankers Association (CBA), the only national trade association exclusively representing the retail banking industry, writes to express our support for S...
  • August 13, 2015
    The Small Business Administration's latest lending statistics confirm what was widely suspected: its two lending programs are headed in opposite directions and some changes may be needed. The agency's flagship 7(a) lending program is firing on all cylinders and then some. SBA had approved loans totaling $19.2 billion through July 25 of the federal fiscal year that began Oct. 1. To put that number...
  • July 31, 2015
    Inspector General Study on CFPB Complaint Portal Finds Inadequacies On Thursday, July 23, 2015, the Office of the Inspector General (OIG) for the CFPB and Federal Reserve Board finalized the Security Control Review of the CFPB’s Data Team Complaint Database. The OIG it will not release the full report due to the sensitive nature of the information, but instead published a summary of conclusions...

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