Comment Letters

  • August 22, 2014
    RE: Information Collection – Debt Collection Survey from the Consumer Credit Panel, OMB Control Number 3170-XXXX [Docket No: CFPB-2014-0017] Dear Mr. Vasan: The Consumer Bankers Association (“CBA”) appreciates the opportunity to respond to the Consumer Financial Protection Bureau’s (“CFPB” or “Bureau”) second request for comments on its proposed “plans to conduct a mail survey of consumers to...
  • August 20, 2014
    Dear Director Cordray, Recently, the Consumer Financial Protection Bureau's (CFPB) Private Education Loan Ombudsman sent letters to financial institutions that have contractual relationships with colleges and universities – relationships unrelated to the student loan or financial aid portfolios – calling for public disclosure of their agreements. The Ombudsman’s letter stated the institutions’...
  • August 20, 2014
    By electronic delivery Ms. Lynn Mahaffie Acting Assistant Secretary for Postsecondary Education Department of Education Dear Ms. Mahaffie, Earlier this year, the Department of Education considered in its negotiated rulemaking process proposals related to ways educational institutions manage Title IV, Higher Education Act program funds. The American Bankers Association (ABA) and the Consumer...
  • August 5, 2014
    John B. Morris Associate Administrator and Director of Internet Policy Department of Commerce National Telecommunications and Information Administration Dear Mr. Morris: The Consumer Bankers Association (“CBA”) and the American Bankers Association (“ABA”) appreciates the opportunity to comment on the notice issued by the Department of Commerce’s National Telecommunications and Information...
  • August 1, 2014
    Re: Support for the Cybersecurity Information Sharing Act of 2014 Dear Majority Leader Reid and Minority Leader McConnell: The undersigned financial services organizations are writing in strong support of S. 2588, the “Cybersecurity Information Sharing Act of 2014,” or CISA, favorably reported out of the Senate Select Committee on Intelligence on July 10th by a bipartisan 12-3 vote. CISA will...
  • July 21, 2014
    Ladies and Gentlemen: On July 16, Director Cordray announced that the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) was considering adopting a policy to expand the manner in which it discloses certain complaint data it receives regarding consumer financial products and services via its web-based, public-facing database (the “Consumer Complaint Database”). Specifically, the proposed...
  • July 14, 2014
    Dear Ms. Jackson: The American Bankers Association (ABA), the Consumer Bankers Association (CBA), the Financial Services Roundtable (FSR),3 the Independent Community Bankers of America (ICBA) and the Securities Industry and Financial Markets Association (SIFMA) (collectively, “the Associations”) appreciate the opportunity to comment on the notice issued by the Consumer Financial Protection Bureau...
  • June 30, 2014
    Bureau of Consumer Financial Protection Attention: PRA Office Re: Docket No. CFPB-2014-0011 ​Office of Management and Budget Control Number 3170 XXXX: Telephone Survey Exploring Consumer Awareness of and Perceptions Regarding Dispute Resolution Provisions in Credit Card Agreements. Ladies and Gentlemen: The American Bankers Association, the Consumer Bankers Association, and the Financial Services...
  • June 10, 2014
    June 10, 2014 Dear Chairman Hensarling and Ranking Member Waters: The Consumer Bankers Association (CBA)1 commends you for your work on a number of legislative proposals that will make the Consumer Financial Protection Bureau (CFPB) more accessible, and ultimately better for consumers. Increased transparency from the Bureau and greater opportunities for public input are laudable goals. The bills...
  • May 21, 2014
    Dear Mr. Secretary: Members of the undersigned associations (“the Associations”) engaged in student lending share the goal of assuring that every servicemember entitled to benefits under the Servicemembers Civil Relief Act (“SCRA”) receives them, without having to surmount unnecessarily burdensome documentation or other barriers that could preclude or delay their receipt. Unfortunately,...

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