Comment Letters

  • March 4, 2015
    March 4, 2015 The Honorable Randy Neugebauer Chairman Subcommittee on Financial Institutions and Consumer Credit House Financial Services Committee 2129 Rayburn House Office Building Washington, DC 20515 Re: H.R. 1266, the “Financial Products Safety Commission Act of 2015” Dear Chairman Neugebauer: In 2010, Congress created the Consumer Financial Protection Bureau (CFPB) and granted it rulemaking...
  • February 18, 2015
    February 18, 2015 The Hon. Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The vehicle finance industry is committed to fair lending and equal treatment for every consumer. Illegal discrimination in any form is unacceptable, and we welcome the opportunity to work with the Consumer Financial Protection Bureau (CFPB or...
  • February 12, 2015
    Dear Members of the U.S. Senate and House of Representatives: Recently, you received a letter from the National Retail Federation and the National Association of Convenience Stores making some remarkable claims about data breaches and fraud. As you consider their letter, the undersigned trade associations encourage you to think about the following: while fraud is a major problem affecting nearly...
  • February 2, 2015
    Dear Chairman Wheeler and Commissioners Clyburn, Rosenworcel, Pai, and O’Rielly: The undersigned trade associations and business groups, representing hundreds ofthousands of U.S. companies and organizations from across the U.S. economy, strongly urge the Federal Communication Commission (“FCC” or “Commission”) to expeditiously address the issues raised in the numerous petitions that have been and...
  • January 23, 2015
    Dear Representative: As the 114th Congress engages in public debate on the important issue of data security, the undersigned financial trade associations are writing you collectively to: 1) give our perspective on the key elements that should be included in any legislative approach; and, 2) to make you aware of the current robust regulatory regime already in place that requires financial...
  • January 23, 2015
    Dear Chairman Burgess and Ranking Member Schakowsky: Thank you for holding a timely hearing entitled, “What are the Elements of Sound Data Breach Legislation?” in the Subcommittee on Commerce, Manufacturing and Trade. As the 114th Congress engages in public debate on the important issue of data security, the undersigned financial trade associations are writing this letter for the hearing record...
  • December 18, 2014
    By electronic delivery Federal Docket Management System Office 4800 Mark Center Drive 2nd Floor East Tower, Suite 02G09 Alexandria, VA 22350-3100 Proposed changes to the Military Lending Act Regulation Department of Defense RIN 0790-AJ10 79 Federal Register 58601 (September 29, 2014) Dear Sir or Madam: The Associations1 appreciate the opportunity to comment on the Department of Defense (...
  • December 15, 2014
    December 15, 2014 Consumer Financial Protection Bureau Office of the Executive Secretary 1700 G Street NW Washington, DC 20552 Re: CFPB Policy on No-Action Letters Docket No. CFPB–2014–0025 Responsible Bureau Staff: The American Bankers Association1 , the American Bankers Insurance Association2 and the Consumer Bankers Association3 (together the Associations) provide these comments in response to...
  • December 8, 2014
    Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G St., NW Washington, DC 20552 RE: Defining Larger Participants of the Automobile Financing Market and Defining Certain Automobile Leasing Activity as a Financial Product or Service (Docket No. CFPB‐2014‐0024) Ladies and Gentlemen: The Consumer Bankers Association (“CBA”) appreciates the opportunity to...
  • December 8, 2014
    COMMENTS IN SUPPORT OF PETITION FOR EXEMPTION OF THE AMERICAN BANKERS ASSOCIATION I. Consumer Bankers Association Supports American Banker Association Petition for Exemption The Consumer Bankers Association (“CBA”) offers support for the American Bankers Association’s (“ABA”) Petition for Exemption (“ABA Petition”) that asks the Federal Communications Commission (“Commission” or “FCC”) to create...

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