CBA Joint Comment Letter to Prudential Regulators Regarding Proposed Revisions to the “Call Report”

Ladies and Gentlemen:
The American Bankers Association, the Financial Services Roundtable and the Consumer
Bankers Association (“the Associations”) appreciate the opportunity to comment on the
proposed revisions to the Consolidated Reports of Condition and Income (“Call Report”), as
issued by the Federal Deposit Insurance Corporation (“FDIC”), Office of the Comptroller of the
Currency and the Board of Governors of the Federal Reserve System, (collectively, the
Agencies). The Agencies propose numerous changes to the Call Report in order to gather information for a diverse set of policy goals. The changes, among other things, include new items that would break out consumer deposits, consumer deposit account fees and remittances, and implement reporting for “higher risk” assets to be used for large bank deposit insurance assessment purposes. All but one of the proposed changes would take effect as of the June 30, 2013, report date.

To read the full Comment Letter, download the PDF.