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CBA General Issues
Items about the Consumer Bankers Association and its initiatives, including CBA Advanced Education, CBA LIVE, CBA Team news and more.
- August 30, 2017On Wednesday, August 30, 2017, the FDIC released the Summer 2017 issue of Supervisory Insights , which includes articles on liquidity risk trends at community banks and the Bank Secrecy Act (BSA) supervision program. “Community Bank Liquidity Risk: Trends and Observations from Recent Examinations” emphasizes the importance of liquidity risk management and describes contingency funding strategies...August 29, 2017On Tuesday, August 29, 2017, the OCC published a news release encouraging national banks and federal savings associations to work with customers affected by Hurricane Harvey. OCC Bulletin 2012-28 provides examples of steps national banks and federal savings associations may take to support customers affected by natural disasters. The OCC encourages national banks and federal savings associations...August 29, 2017On Tuesday, August 29, 2017, the OCC released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the fourth quarter of 2017 and first quarter of 2018.August 25, 2017On Friday, August 25, 2017, the OCC issued a bulletin informing national banks, federal savings associations, and federal branches and agencies and all OCC examining personnel about new Federal Financial Institutions Examination Council (FFIEC) examination procedures for testing and validating the accuracy and reliability of home mortgage loan data to be reported under the Home Mortgage...August 25, 2017Director Cordray: Time to Decide It is well past time Director Richard Cordray clarify his intentions to run for public office as the speculation has become a distraction and now casts a shadow over the impartiality of the CFPB. We need to have stability at the CFPB. The current limbo – will he or won't he? – is just the latest reason why a Senate-confirmed, bipartisan commission must be...August 25, 2017On Friday, August 25, 2017, the FDIC released a list of orders of administrative enforcement actions taken against banks and individuals in July. There are no administrative hearings scheduled for September 2017. The FDIC issued a total of 24 orders. The administrative enforcement actions in those orders consisted of three consent orders; seven removal and prohibition orders; four Section 19...August 23, 2017On Wednesday, August 23, 2017, the OCC issued the “ Substantial Asset Changes, Including Changes in Charter Purpose ” booklet of the Comptroller’s Licensing Manual. This is a new booklet incorporating procedures and requirements after the Office of Thrift Supervision’s integration into the OCC in 2011 and the issuance of revised regulations (under 12 CFR 5) that became effective April 1, 2017...August 23, 2017On Wednesday, August 23, 2017, the OCC issued a bulletin inviting comment on a proposed rule to increase the appraisal threshold for commercial real estate (CRE) transactions from $250,000 to $400,000. This threshold sets the transaction value above which national banks and federal savings associations (collectively, banks) must obtain appraisals that conform with Title XI of the Financial...August 22, 2017On Tuesday, August 22, 2017, the FDIC released the Second Quarter 2017 Quarterly Banking Profile . Commercial banks and savings institutions insured by FDIC reported aggregate net income of $48.3 billion in the second quarter of 2017, up $4.7 billion (10.7 percent) from a year earlier. The increase in earnings was mainly attributable to a $10.3 billion (9.1 percent) increase in net interest...August 22, 2017On Tuesday, August 22, 2017, the Board of Governors of the Federal Reserve, the FDIC and the OCC issued a joint release regarding a proposed rule that would extend the existing transitional capital treatment for certain regulatory capital deductions and risk weights. The extension would apply to banking organizations that are not subject to the agencies’ advanced approaches capital rules. Banking...