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CBA General Issues
Items about the Consumer Bankers Association and its initiatives, including CBA Advanced Education, CBA LIVE, CBA Team news and more.
- September 27, 2017On Wednesday, September 27, 2017, the FDIC adopted a final rule to enhance the resilience and safety and soundness of state savings associations and banks supervised by the FDIC that are affiliated with systemically important U.S. and foreign banking organizations ("covered FDIC-supervised institutions"). Under the final rule, covered FDIC-supervised institutions are required to ensure that their...September 27, 2017On Thursday, September 27, 2017, the OCC released their Second Quarter 2017 Bank Trading Revenue . The report states that U.S. commercial banks and savings associations fell to $6.7 billion in the second quarter 2017, $348 million, or 4.9 percent, lower than the previous quarter. In the report, Quarterly Report on Bank Trading and Derivatives Activities, the OCC also noted that trading revenue in...September 22, 2017CBA LIVE 2018 Registration Now Open CBA LIVE is back for 2018, and we are going “Beyond the Bank.” The banking industry is transforming across the board. From consumer interactions to digital capabilities the banking world is moving beyond brick and mortar. With 90 hours of programming and attendance from retail banking’s most senior leaders, CBA LIVE 2018 is this year’s can’t miss event. Join us...September 20, 2017On September 20, 2017, the OCC, the Board of Governors of the Federal Reserve, and the FDIC issued a bulletin regarding the host state loan-to-deposit (LTD) ratios used to determine compliance with section 109 of the Riegle–Neal Interstate Banking and Branching Efficiency Act of 1994 (IBBEA) issued on June 21, 2017. These bulletin provided host state LTD ratios using data as of June 30, 2016, and...September 20, 2017A Federal Reserve (Fed) statement released on September 20, 2017, shared market performance information gathered since the Federal Open Markets Committee (FOMC) met in July of 2017. The Fed indicated labor market continued to strengthen and economic activity has moderately risen so far this year. Job gains have remained solid in recent months, and the unemployment rate has stayed low. Household...September 18, 2017On Monday, September 18, 2017, the FDIC released a Financial Institution Letter encouraging depository institutions to consider all reasonable and prudent steps to assist customers in communities affected by recent storms. The agency recognized efforts to work with borrowers in impacted communities can be consistent with safe-and-sound banking practices and in the public interest. The FDIC's...September 15, 2017CBA Elects New Board Leadership Team, Sets 2018 Advocacy Agenda CBA held its annual leadership summit in Washington, D.C. this week. I am pleased to announce Brad Conner of Citizens Bank was elected Chairman of the Board for 2018, succeeding Ross Carey of U.S. Bank, and Todd Barnhart of PNC was named Chair-Elect. Speaking with American Banker , Brad debuted our priorities for the upcoming year,...September 15, 2017On Friday, September 15, 2017, the OCC released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a...September 14, 2017 - 2:00PMPastSeptember 11, 2017On Monday, September 11, 2017, the OCC announced it will host a public meeting of the Minority Depository Institutions Advisory Committee (MDIAC) on Tuesday, October 3, 2017, beginning at 8:30 a.m. (EDT). The meeting will be held at the Office of the Comptroller of the Currency, 400 7th Street, SW, Washington, DC 20219. Additional information regarding the public meeting and submitting written...